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Fixed
Rate Checking Account
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Regular peso checking account.
| Required
Initial Deposit |
None |
Required
Average Daily Balance (ADB) To Earn Interest
|
Php
5,000.00 |
| Interest
Crediting |
Monthly |
| Required
Min. Monthly ADB |
Php
5,000.00 |
Documentation |
Bank
Statement |
| Modes
of Withdrawal |
Over-the-counter
encashment of check
Issuance of check
Purchase of Manager’s Check
Fund Transfer
Experteller Card |
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Fees and
Charges |
Bank Services
Manager's
Check/ Gift Check/ Counter Check |
Php
30.00 |
Bank
Deposit Certification
|
Php
100.00 |
| Sale
of Traveller's Checks (TCs) |
Peso
equivalent of 1% of the amount of the TCs |
| Out-of-Town
Clearing Check to Bank located where there
is no BSP clearing unit |
Php
150.00 or 1/4 of 1% of the amount of check
whichever is higher plus cost of postage |
| Safety
Deposit Box |
Small
- Php 600.00
Medium - Php 800.00
Large - Php 1,100.00 |
Deposits:
| Below
Minimum ADB Requirement |
Peso CA/SA: Php 100.00/mo.
Dollar SA: USD $ 5.00/mo. |
Late
Funding Accomodations |
Unfunded
but honored:
Php 1,000.00/check & Php 200.00 for
every Php 40K/check per day
Returned Check: Php 2,000.00/check &
Php 200.00 for every Php 40K/check per day
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| Cheque
Books |
Personal:
Php 147.50/chequebook
Commercial: Php 295.00/chequebook |
| Dormant
Account |
Peso
CA/SA: Php 100.00/mo.
Dollar SA: USD $ 5.00/mo. |
| Replacement
Cost for lost ATM card |
Php
50.00 per card |
| Withdrawal
from other bank's ATM |
Php 10.00 |
| Balance
Inquiry at other bank's ATM |
Php
1.50 |
| Penalty
for Accounts Closed within 30 days |
Peso
CA/SA: Php 100.00
Dollar SA: USD $ 5.00 |
Inward
Remittance Charges
Bank
commission (BC)- USD remittance for credit
to USD account |
USD
5.50 |
USD
remittance converted to Peso for credit
to Peso account
|
Inquire
with Business Center OIC/ Teller for applicable
rate used and differential/ spread |
- Bank Commission (BC)
|
1/4
of 1% of peso equivalant or peso equivalaent
of USD 5.50, whichever is higher |
-
Documentary Stamps Tax
|
Php
1.00 for every Php 200.00 |
| Bank
Commission (BC)- via Real Time Gross Settlement
or RTGS Peso Remittance |
1/4
of 1% of peso equivalant or peso equivalaent
of USD 5.50, whichever is higher |
| Bank
Commission (BC)- Third currencies for credit
to USD account |
USD
5.50 |
| Bank
Commission (BC): For EPCS Peso remittance-
end of day netting |
No
charges |
| Bank
comission (BC) : For PCHC USD remittance-
end of day netting |
USD
5.50 |
Outward
Remittance Charges
Bank
commission (BC)- FX Telegraphic Transfer |
Minimum
of USD 5.50 (or 1/4 of 1% of the amount
of TT whichever is higher, but not to exceed
USD 85.00 |
Service
Charge (SC)- FX Telegraphic Transfer
|
USD
15.00 |
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Note: Total charges for FX-TT-
minimum of USD 20.00 or maximum of USD
100.00 |
Service
Charge (SC)- Fund Transfer via PDDTS |
USD
12.50 |
| Service
charge (SC)- Fund Transfer via Real Time
Gross Setlement (RTGS) |
Php
200.00 |
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Requirements for Opening of Accounts with Export
and Industry Bank |
Individual Account
In order to establish with reasonable certainty
your identity, you need to show us the following
IDs and provide us xerox copies for our file
and ready reference:
-
at least one (1) of the following IDs: Passport,
PRC or LTO Driver’s License, Alien Certificate
of Registration (ACR); and
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at least two (2) of the following IDs: Company
ID, Credit Card with Picture, SSS/GSIS ID or
School ID
- One
(1) 2 X 2 ID picture or photocopy of presented
primary or secondary ID.
Partnership
Account
-
Article of Partnership
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Certificate of Registration of Article of Partnership
with SEC
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Secretary’s Certificate of authorized
signatories
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Partnership resolution as to the operation of
the account
Corporate
Account
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SEC
Certificate of Registration
- Article
of Incorporation
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By-Laws
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Notarized Secretary’s Certificate of the
Board Resolution covering the operation of the
account
Non-Profit
Organizations / Associations
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Articles of Association/constitution.
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By-laws of the congregation.
-
Election of the officers (current year) which
delegates the officers who can sign for the
account.
-
Acceptable IDs of each signatory.
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