| STATEMENT OF CONDITION |
| (Head Office and
Branches/Other Offices) |
| As
of September 30, 2007 |
|
|
|
|
|
|
| A S
S E T S |
|
|
|
|
| |
|
|
|
|
AMOUNT |
| Cash and Cash
Items |
|
|
P |
138,325,669 |
| Due from
Bangko Sentral ng Pilipinas (BSP) |
|
|
|
3,452,192,190 |
| Due from Other
Banks |
|
|
|
268,838,925 |
| Financial
Assets at Fair Value Through Profit or Loss |
|
|
461,131,257 |
| Available-for-Sale
Financial Assets - Net |
|
|
|
7,658,220,282 |
| Unquoted Debt
Securities Classified as Loans - Net |
|
|
|
1,196,264,183 |
| Loans and
Receivable - Net |
|
|
|
13,172,095,612 |
| Interbank Loans Receivable |
|
|
|
450,400,000 |
| Loans and Receivable - Others |
|
|
|
2,395,695,612 |
| Loans and
Receivables Arising from Repo, CA/Participation w/ Recourse |
|
10,326,000,000 |
| Equity Investments in Subsidiaries, Associates and Joint
Ventures - Net |
|
493,369,107 |
| Bank Premises, Furnitures, Fixtures and Equipments - Net |
|
699,257,881 |
| Real and Other
Properties Acquired - Net |
|
|
|
255,551,034 |
| Other Assets -
Net |
|
|
|
16,249,546,042 |
| |
|
|
|
|
|
| TOTAL ASSETS |
|
|
P |
44,044,792,182 |
| |
|
|
|
|
|
| L I
A B I
L I T
I E S |
|
|
|
|
| |
|
|
|
|
|
| Deposit
Liabilities |
|
|
P |
17,011,860,423 |
| Bills Payable: |
|
|
|
|
| a) BSP (Rediscounting and Other Advances) |
|
|
|
291,597,056 |
| b) Interbank Loans Payable |
|
|
|
315,280,000 |
| c) Others |
|
|
|
17,456,444,653 |
| Unsecured
Subordinated Debt - Net |
|
|
|
1,997,052,148 |
| Special Time Deposits |
|
|
|
4,501,825 |
| Due to Bangko
Sentral ng Pilipinas |
|
|
|
9,776,747 |
| Other
Liabilities |
|
|
|
2,280,972,678 |
| |
|
|
|
|
|
| TOTAL
LIABILITIES |
|
|
P |
39,367,485,530 |
| |
|
|
|
|
|
| STOCKHOLDERS' EQUITY |
|
|
|
|
| |
|
|
|
|
|
| Capital Stock |
|
|
P |
4,734,452,540 |
| Other Capital
Accounts |
|
|
|
(11,816,894) |
| Retained
Earnings |
|
|
|
(45,328,994) |
| |
|
|
|
|
|
| TOTAL STOCKHOLDERS' EQUITY |
|
|
P |
4,677,306,652 |
| TOTAL
LIABILITIES AND STOCKHOLDERS' EQUITY |
|
P |
44,044,792,182 |
| |
|
|
|
|
|
| CONTINGENT ACCOUNTS |
|
|
|
|
| |
|
|
|
|
|
| Guarantees
Issued |
|
|
P |
10,794,662 |
| Performance
Standby Letters of Credit |
|
|
|
11,560,000 |
| Commercial
Letters of Credit |
|
|
|
305,292,545 |
| Spot/Future
Exchange Bought |
|
|
|
145,768,908 |
| Spot/Future
Exchange Sold |
|
|
|
10,569,565 |
| Trust
Department Accounts |
|
|
|
|
| a) Trust and Agency Accounts |
|
|
|
1,040,332,816 |
| b) Unit Investment Trust Fund (UITF) |
|
|
|
208,827,928 |
| c) Other Trust and Fiduciary Accounts |
|
|
|
1,596,309,563 |
| Other
Contingent Accounts |
|
|
|
48,826,821 |
| TOTAL
CONTINGENT ACCOUNTS |
|
|
P |
3,378,282,808 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ADDITIONAL
INFORMATION |
|
|
|
|
| |
|
|
|
|
|
| 1. Non-Performing Loans (NPLs) |
|
|
P |
229,290,233 |
| 2. Ratio of NPLs to Total Loan Portfolio
(TLP) |
|
|
|
1.73% |
| 3. Classified Loans and Other Risk Assets |
|
|
|
183,316,259 |
| 4. General Provision for Loan Losses |
|
|
|
39,024,214 |
| 5. Specific Provision for Loan Losses |
|
|
|
49,546,868 |
| 6. DOSRI Loans and Receivables |
|
|
|
106,957,420 |
| 7. Ratio of DOSRI Loans and Receivables to
TLP |
|
|
|
0.81% |
| 8. Past Due DOSRI Loans and Receivables |
|
|
|
69,769,960 |
| 9. Ratio of Past Due DOSRI Loans and
Receivables to TLP |
|
0.53% |
| 10. Percent Compliance with Magna Carta |
|
|
|
|
| |
a. 6% for Small Enterprises |
|
|
|
6.14% |
| |
b. 2% for Medium Enterprises |
|
|
|
2.67% |
| 11. Capital Adequacy Ratio (CAR) on Solo
Basis, under Circular No. 538 |
|
|
| |
a. Total CAR |
|
|
|
22.40% |
| |
b. Tier 1 CAR |
|
|
|
11.74% |
|
|
|
|
|
|
|